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seki-iStock<\/span><\/p>\n<p>\n\u5931\u696d\u7d66\u4ed8\u306f\u3001\u6b21\u306e\u3075\u305f\u3064\u306e\u8981\u4ef6\u3092\u6e80\u305f\u3057\u3066\u3044\u308c\u3070\u7533\u8acb\u3067\u304d\u308b\u3002<\/p>\n<p>\n1.\u30cf\u30ed\u30fc\u30ef\u30fc\u30af\u306b\u6765\u6240\u3057\u3066\u3001\u6c42\u8077\u306e\u7533\u3057\u8fbc\u307f\u3092\u884c\u3044\u300c\u50cd\u304f\u610f\u601d\u3068\u80fd\u529b\u304c\u3042\u308b\u300d\u306b\u3082\u304b\u304b\u308f\u3089\u305a\u3001\u8077\u696d\u306b\u5c31\u304f\u3053\u3068\u304c\u3067\u304d\u306a\u3044\u72b6\u614b\u306b\u3080\u3042\u308b\u3053\u3068\u3002<\/p>\n<p>\n2.\u539f\u5247\u3068\u3057\u3066\u96e2\u8077\u306e\u65e5\u4ee5\u524d\uff12\u5e74\u9593\u306b\u88ab\u4fdd\u967a\u8005\u671f\u9593\u304c\u901a\u7b9712\u30ab\u6708\u4ee5\u4e0a\u3042\u308b\u3053\u3068\u3002<\/p>\n<p>\n\u53d7\u7d66\u984d\u306e\u8a08\u7b97\u306f\u4e0b\u8a18\u306b\u306a\u308b\u3002<\/p>\n<p>\n(1)\u8cc3\u91d1\u65e5\u984d\u00d7(2)\u7d66\u4ed8\u7387\u00d7(3)\u6240\u5b9a\u7d66\u4ed8\u65e5\u6570<\/p>\n<p>\n(1)\u8cc3\u91d1\u65e5\u984d\u306f\u3001\u9000\u8077\u3059\u308b\u524d\uff16\u30ab\u6708\u306e\u8cc3\u91d1\u306e\u5408\u8a08\u3092180\u3067\u5272\u3063\u305f\u91d1\u984d\u3060\u3002(2)\u7d66\u4ed8\u7387\u306f\u3001\u5e74\u9f62\u3068\u8cc3\u91d1\u65e5\u984d\u3067\u9055\u3046\u3002(3)\u6240\u5b9a\u7d66\u4ed8\u65e5\u6570\u306f\u88ab\u4fdd\u967a\u8005\u3060\u3063\u305f\u671f\u9593\u3001\u96e2\u8077\u65e5\u306e\u5e74\u9f62\u3001\u96e2\u8077\u7406\u7531\u306b\u3088\u3063\u3066\u65e5\u6570\u304c\u6c7a\u307e\u308b\u3002\u305f\u3068\u3048\u3070\u5e74\u9f62\u304c35\u6b73\u3001\u52e4\u7d9a\u5e74\u6570\u304c13\u5e74\u3067\u9000\u8077\u524d\uff16\u30ab\u6708\u306e\u8cc3\u91d1\u7dcf\u984d\u304c216\u4e07\u5186\u306e\u5834\u5408\u3092\u8a08\u7b97\u3057\u3066\u307f\u3088\u3046(\u3061\u306a\u307f\u306b216\u4e07\u5186\u3068\u3057\u305f\u306e\u306f\u65e5\u672c\u306e\u5e73\u5747\u7d66\u4e0e\u306b\u8fd1\u3044\u91d1\u984d\u3060\u304b\u3089)\u3002\u8cc3\u91d1\u65e5\u984d\u306f\u3001216\u4e07\u5186\u00f7180\u65e5\uff1d1.2\u4e07\u5186\u3068\u306a\u308b\u3002\u81ea\u5df1\u90fd\u5408\u9000\u8077\u3060\u3068\u7d66\u4ed8\u7387\u304c50%\u306a\u306e\u3067\u30011.2\u4e07\u5186\u00d750%\uff1d6000\u5186\u3002\u6240\u5b9a\u7d66\u4ed8\u65e5\u6570\u3092\u304b\u3051\u308b\u30686000\u5186\u00d7120\u65e5\uff1d72\u4e07\u5186\u304c\u7d66\u4ed8\u3055\u308c\u308b\u3002<a rel=\"noreferrer noopener\" href=\"https:\/\/keisan.casio.jp\/exec\/system\/1426729546\" target=\"_blank\">\u30ab\u30b7\u30aa\u8a08\u7b97\u6a5f\u306e\u30b5\u30a4\u30c8<\/a>\u3067\u8a08\u7b97\u3067\u304d\u308b\u306e\u3067\u3054\u81ea\u8eab\u306e\u8cc3\u91d1\u3067\u8a08\u7b97\u3057\u3066\u6b32\u3057\u3044\u3002<\/p>\n<p>\n\u7d66\u4ed8\u7387\u306f\u5e74\u9f62\u3068\u8cc3\u91d1\u65e5\u984d\u3067\u9055\u3046\u300245%\uff5e80%\u306e\u9593\u3067\u8cc3\u91d1\u304c\u4f4e\u3044\u4eba\u307b\u3069\u9ad8\u3044\u7d66\u4ed8\u7387\u306b\u306a\u308b\u3002\u6240\u5b9a\u7d66\u4ed8\u65e5\u6570\u306f\u3001\u6700\u4f4e90\u65e5\u3001\u6700\u5927360\u65e5\u3060\u3002\u6b21\u306e\uff13\u3064\u306e\u8981\u4ef6\u3067\u53d7\u7d66\u3067\u304d\u308b\u671f\u9593\u304c\u6c7a\u307e\u308b\u3002<\/p>\n<p>\n1.\u96e2\u8077\u6642\u306e\u6e80\u5e74\u9f62<\/p>\n<p>\n2.\u96c7\u7528\u4fdd\u967a\u306e\u88ab\u4fdd\u967a\u8005\u3067\u3042\u3063\u305f\u5e74\u6570<\/p>\n<p>\n3.\u518d\u5c31\u8077\u306e\u96e3\u6613\u5ea6<\/p>\n<p>\n\u81ea\u5df1\u90fd\u5408\u9000\u8077\u306e\u5834\u5408\u306f\u3001\u518d\u5c31\u8077\u306e\u96e3\u6613\u5ea6\u306f\u4f4e\u304f\u306a\u308b\u3002\u969c\u304c\u3044\u8005\u3084\u6025\u306a\u30ea\u30b9\u30c8\u30e9\u306b\u3042\u3063\u305f\u4eba\u306f\u518d\u5c31\u8077\u306e\u96e3\u6613\u5ea6\u306f\u9ad8\u3081\u3068\u306a\u308b\u3002<\/p>\n<!-- 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fadeinpager (editor) 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fadeinpager (editor) -->\n<h2>\n\u7406\u7531\u305d\u306e\uff13<br>\n\u2192\u707d\u5bb3\u76f4\u5f8c\u306f\u3001\u73fe\u91d1\u3060\u3051\u304c\u983c\u308a\u3002<\/h2>\n<p>\n<img decoding=\"async\" loading=\"lazy\" width=\"683\" alt=\"\" src=\"\/wp-content\/uploads\/images\/iStock-629584830.jpeg\" style=\"text-align: center; display: block; margin: 0 auto 20px;\" height=\"512\" class=\"mt-image-center\"><span style=\"color: rgb(102, 102, 102); font-size: 80%; letter-spacing: 0.04em;\">\u4f55\u304b\u3068\u707d\u5bb3\u304c\u591a\u3044\u65e5\u672c\u3002\u707d\u5bb3\u306b\u3042\u3063\u305f\u6642\u306e\u3053\u3068\u3082\u8003\u3048\u308b\u3068\u3001\u3059\u3050\u306b\u73fe\u91d1\u5316\u3067\u304d\u308b\u9810\u8caf\u91d1\u306f\u5fc5\u8981\u3060\u3002photo: 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class=\"borderBox\">\n<div class=\"inner\">\n<b>\u5ddd\u7551\u660e\u7f8e<\/b><br>\n<br>\n\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30d7\u30e9\u30f3\u30ca\u30fc\u3002\u300c\u79c1\u7acb\u4e2d\u5b66\u306b\u884c\u304d\u305f\u3044\u3068\u300d\u5b50\u3069\u3082\u306b\u8a00\u308f\u308c\u3066\u304b\u3089\u3001\u304a\u91d1\u306b\u5411\u304d\u5408\u3044\u8d64\u5b57\u5bb6\u8a08\u304b\u3089\u305f\u3063\u305f6\u5e74\u30672000\u4e07\u5186\u3092\u8caf\u84c4\u3057\u305f\u7d4c\u9a13\u3092\u3082\u3068\u306b\u5bb6\u8a08\u7ba1\u7406\u3068\u8cc7\u7523\u904b\u7528\u3092\u6559\u3048\u3066\u3044\u308b\u3002<br>\n<a rel=\"noreferrer noopener\" href=\"https:\/\/www.akemikawabata.com\/\" target=\"_blank\">www.akemikawabata.com<\/a><\/div>\n<\/div>\n<p>\n<a rel=\"noreferrer noopener\" href=\"https:\/\/www.pen-online.jp\/\" style=\"text-decoration-line: none;\" target=\"_blank\"><img decoding=\"async\" loading=\"lazy\" width=\"200\" alt=\"\" src=\"\/wp-content\/uploads\/images\/POLnewlogo_H_basis.jpg\" style=\"float: left; margin-right: 20px; margin-bottom: 20px;\" height=\"42\" class=\"mt-image-left\"><\/a><\/p>\n<div>\n&nbsp;<\/div>\n<\/div><!--\/txtBox01-->\n<!--\u30e2\u30b8\u30e5\u30fc\u30eb \u30b5\u30e0\u30cd\u3068\u9023\u643a\u3059\u308b\u30ab\u30eb\u30fc\u30bb\u30eb pageCarousel01 -->\n\n<!-- Slick Carousel Library (conditional load) -->\n<script>\n(function() {\n  if (typeof window.slickLoaded === 'undefined') {\n    window.slickLoaded = true;\n    document.write('<link rel=\"stylesheet\" href=\"\/wp-content\/themes\/madamefigaro-jp\/assets\/css\/lib\/slick\/slick.css\">');\n    document.write('<link rel=\"stylesheet\" href=\"\/wp-content\/themes\/madamefigaro-jp\/assets\/css\/lib\/slick\/slick-theme.css\">');\n    document.write('<' + 'script src=\"\/wp-content\/themes\/madamefigaro-jp\/assets\/js\/lib\/slick\/slick.min.js\"><' + '\/script>');\n  }\n})();\n<\/script>\n\n<div class=\"carousel-129129\"><\/div>\n<script>\n\/\/ Carousel Template for Entry 129129\n(function() {\n  if (typeof jQuery === 'undefined') {\n    console.error('jQuery is not loaded');\n    return;\n  }\n\n  if (typeof jQuery.fn.slick === 'undefined') {\n    console.error('Slick carousel library is not loaded');\n    return;\n  }\n\n  var lastBuildDate = new Date().getTime();\n\n  jQuery(function($) {\n    $.ajax({\n      type: 'GET',\n      url: '\/wp-content\/uploads\/migration-json\/129129.json?_t=' + lastBuildDate,\n      dataType: 'json',\n      async: true,\n      success: function(json) {\n        var carouselElm = $('.carousel-129129');\n\n        if (!json || json.length === 0) {\n          console.warn('No carousel data for entry 129129');\n          carouselElm.remove();\n          return;\n        }\n\n        var first = json[0];\n        if (!first || typeof first !== 'object' || Array.isArray(first)) {\n          console.warn('Invalid carousel data format for entry 129129');\n          carouselElm.remove();\n          return;\n        }\n        \/\/ \u30c7\u30d5\u30a9\u30eb\u30c8\u306f\u7e26\u9577\uff08page\u30d5\u30a3\u30fc\u30eb\u30c9\u304c\u7a7a\u6587\u5b57\u5217\u307e\u305f\u306f\u672a\u6307\u5b9a\u306e\u5834\u5408\uff09\n        var crtype = 'pageCarousel01-2Main';\n        var imgtype = 'pageCarousel01-2Thumb';\n        var _adaptiveH_value = false;\n\n        \/\/ \u660e\u793a\u7684\u306b\u6a2a\u9577\u6307\u5b9a\u306e\u5834\u5408\u306e\u307f\u6a2a\u9577\u30ec\u30a4\u30a2\u30a6\u30c8\u3092\u4f7f\u7528\n        if (first.page == '\u6a2a') {\n          crtype = 'pageCarousel01Main';\n          imgtype = 'pageCarousel01Thumb';\n        }\n        \/\/ \u4e21\u65b9\u306e\u30b5\u30a4\u30ba\u304c\u6df7\u5728\u3059\u308b\u5834\u5408\u306f\u9ad8\u3055\u3092\u81ea\u52d5\u8abf\u6574\n        if (first.page == '\u4e21\u65b9') {\n          _adaptiveH_value = true;\n        }\n\n        carouselElm.append('<div class=\"pageCarousel01 pd80pc pb50sp\"><div class=\"' + crtype + '\"><\/div><div class=\"' + imgtype + '\"><\/div><\/div>');\n\n        for(var i = 0; i < json.length; i++) {\n          var data = json[i];\n\n          \/\/ \u30c7\u30fc\u30bf\u304c\u6b63\u3057\u3044\u30aa\u30d6\u30b8\u30a7\u30af\u30c8\u3067\u3001image\u304c\u5b58\u5728\u3059\u308b\u304b\u30c1\u30a7\u30c3\u30af\n          if (!data || typeof data !== 'object' || !data.image) {\n            continue; \/\/ \u30b9\u30ad\u30c3\u30d7\n          }\n\n          carouselElm.find('div.' + crtype).append(\n            '<div class=\"mainImg\">' +\n              '<div class=\"carouselImg\"><img decoding=\"async\" src=\"' + data.image + '\" alt=\"\"><\/div>' +\n              '<p class=\"figure\">' + (data.caption || '') + '<\/p>' +\n            '<\/div>'\n          );\n          carouselElm.find('div.' + imgtype).append(\n            '<div class=\"thumb\">' +\n              '<div class=\"thumbImg\"><div class=\"bg\"><img decoding=\"async\" src=\"' + data.image + '\" alt=\"\"><\/div><\/div>' +\n            '<\/div>'\n          );\n        }\n\n        \/\/ \u6709\u52b9\u306a\u753b\u50cf\u304c1\u679a\u3082\u306a\u3044\u5834\u5408\u306f\u30ab\u30eb\u30fc\u30bb\u30eb\u3092\u524a\u9664\n        var validSlides = carouselElm.find('div.' + crtype + ' .mainImg').length;\n        if (validSlides === 0) {\n          console.warn('No valid images found for carousel entry 129129');\n          carouselElm.remove();\n          return;\n        }\n\n        initCarousel(carouselElm, crtype, imgtype, _adaptiveH_value);\n      },\n      error: function(xhr, status, error) {\n        console.error('Failed to load carousel JSON for entry 129129:', error);\n        $('.carousel-129129').remove();\n      }\n    });\n  });\n\n  function initCarousel(carouselElm, crtype, imgtype, adaptiveHeight) {\n    var $main = carouselElm.find('.' + crtype);\n    var $thumb = carouselElm.find('.' + imgtype);\n\n    \/\/ \u30b5\u30e0\u30cd\u30a4\u30eb\u6570\u3092\u53d6\u5f97\n    var thumbCount = $thumb.find('.thumb').length;\n    var slidesToShowPc = Math.min(4, thumbCount);  \/\/ PC\u7248: \u6700\u59274\u679a\u3001\u30b5\u30e0\u30cd\u30a4\u30eb\u6570\u4ee5\u4e0b\n    var slidesToShowSp = Math.min(3, thumbCount);  \/\/ SP\u7248: \u6700\u59273\u679a\u3001\u30b5\u30e0\u30cd\u30a4\u30eb\u6570\u4ee5\u4e0b\n\n    \/\/ \u30e1\u30a4\u30f3\u30b9\u30e9\u30a4\u30c0\u30fc\u306e\u521d\u671f\u5316\uff08MT\u672c\u756a\u74b0\u5883\u3068\u540c\u3058\u8a2d\u5b9a\uff09\n    $main.slick({\n      slidesToShow: 1,\n      slidesToScroll: 1,\n      arrows: true,\n      fade: false,\n      adaptiveHeight: adaptiveHeight,\n      asNavFor: $thumb,  \/\/ \u30b5\u30e0\u30cd\u30a4\u30eb\u3068\u9023\u643a\uff08MT\u672c\u756a\u3068\u540c\u3058\uff09\n      responsive: [{\n        breakpoint: 768,\n        settings: {\n          arrows: true\n        }\n      }]\n    });\n\n    \/\/ \u30b5\u30e0\u30cd\u30a4\u30eb\u30b9\u30e9\u30a4\u30c0\u30fc\u306e\u521d\u671f\u5316\uff08MT\u672c\u756a\u74b0\u5883\u3068\u540c\u3058\u8a2d\u5b9a\uff09\n    $thumb.slick({\n      slidesToShow: slidesToShowPc,\n      slidesToScroll: 1,\n      asNavFor: $main,  \/\/ \u30e1\u30a4\u30f3\u30b9\u30e9\u30a4\u30c0\u30fc\u3068\u9023\u643a\uff08MT\u672c\u756a\u3068\u540c\u3058\uff09\n      dots: false,\n      arrows: false,\n      swipe: false,\n      centerMode: false,\n      focusOnSelect: true,\n      infinite: false,  \/\/ MT\u672c\u756a: \u30c7\u30d5\u30a9\u30eb\u30c8true\u3001\u3053\u3053\u3067\u306ffalse\u3092\u660e\u793a\n      responsive: [{\n        breakpoint: 768,\n        settings: {\n          slidesToShow: slidesToShowSp,\n          arrows: false,\n          swipe: true,\n          infinite: false\n        }\n      }]\n    });\n  }\n})();\n\n<\/script>\n\n<!--\u30e2\u30b8\u30e5\u30fc\u30eb \u5546\u54c1\u30ea\u30b9\u30c8 imgTitAndTxt\uff06\u30a4\u30f3\u30d5\u30a9\u30e1\u30fc\u30b7\u30e7\u30f3-->\n<!--\u30e2\u30b8\u30e5\u30fc\u30eb \u6570\u5b57\u306e\u30da\u30fc\u30b8\u9001\u308a pager01-->\n<div id=\"customPager\"><\/div>\n<!--\u81ea\u7531\u5165\u529b\u30c6\u30ad\u30b9\u30c8\u30a8\u30ea\u30a2-->\n<!--\u30e2\u30b8\u30e5\u30fc\u30eb \u30dc\u30fc\u30c0\u30fc\u3067\u56f2\u307e\u308c\u305f\u30c6\u30ad\u30b9\u30c8\u30a8\u30ea\u30a2 borderBox-->\n<!--- \u8a18\u4e8b\u307e\u3068\u3081\u30da\u30fc\u30b8\u30e3\u30fc -->\n\n<p class=\"copy\">text: Akemi Kawabata<\/p>\n<p class=\"original-article-link\">\u3053\u306e\u8a18\u4e8b\u306e\u5143URL: <a href=\"https:\/\/madamefigaro.jp\/society-business\/220107-savings-3reasons.html\" target=\"_blank\">https:\/\/madamefigaro.jp\/society-business\/220107-savings-3reasons.html<\/a><\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>From Pen Online \u6587\uff0f\u5ddd\u7551\u660e\u7f8e \u751f\u6d3b\u8cbb6\u30ab\u6708\u5206\u306e\u8caf\u91d1\u304c\u3042\u308c\u3070\u3001\u306a\u3093\u3068\u304b\u306a\u308b\u3053\u3068\u3082\u591a\u3044\u3002\u3042\u306a\u305f\u306e\u547d\u3092\u5b88\u308b\u305f\u3081\u306b\u3082\u6700\u4f4e\u9650\u306e\u8caf\u91d1\u304c\u5fc5\u8981\u306a\u7406\u7531\u3092\u7d39\u4ecb\u3057\u3088\u3046\u3002photo:iStock 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\u9000\u8077\u3057\u305f\u6642\u306b\u5931\u696d\u7d66\u4ed8\u306f\u6709\u96e3\u3044\u304c\u3001\u81ea\u5df1\u90fd\u5408\u306e\u9000\u8077\u306e\u5834\u5408\u3001\u7d66\u4ed8\u91d1\u3092\u53d7\u3051\u53d6\u308b\u307e\u3067\u306b\u6642\u9593\u304c\u304b\u304b\u308b\u3002photo: kazuma seki-iStock \u5931\u696d\u7d66\u4ed8\u306f\u3001\u6b21\u306e\u3075\u305f\u3064\u306e\u8981\u4ef6\u3092\u6e80\u305f\u3057\u3066\u3044\u308c\u3070\u7533\u8acb\u3067\u304d\u308b\u3002 1.\u30cf\u30ed\u30fc\u30ef\u30fc\u30af\u306b\u6765\u6240\u3057\u3066\u3001\u6c42\u8077\u306e\u7533\u3057\u8fbc\u307f\u3092\u884c\u3044\u300c\u50cd\u304f\u610f\u601d\u3068\u80fd\u529b\u304c\u3042\u308b\u300d\u306b\u3082\u304b\u304b\u308f\u3089\u305a\u3001\u8077\u696d\u306b\u5c31\u304f\u3053\u3068\u304c\u3067\u304d\u306a\u3044\u72b6\u614b\u306b\u3080\u3042\u308b\u3053\u3068\u3002 2.\u539f\u5247\u3068\u3057\u3066\u96e2\u8077\u306e\u65e5\u4ee5\u524d\uff12\u5e74\u9593\u306b\u88ab\u4fdd\u967a\u8005\u671f\u9593\u304c\u901a\u7b9712\u30ab\u6708\u4ee5\u4e0a\u3042\u308b\u3053\u3068\u3002 \u53d7\u7d66\u984d\u306e\u8a08\u7b97\u306f\u4e0b\u8a18\u306b\u306a\u308b\u3002 (1)\u8cc3\u91d1\u65e5\u984d\u00d7(2)\u7d66\u4ed8\u7387\u00d7(3)\u6240\u5b9a\u7d66\u4ed8\u65e5\u6570 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